Construction in Flood Zones

11/26/2010

I looked at a house today that has a serious flood insurance issue. The garage was converted into a very nice room with ceramic tile, paneling, crown molding, just beautiful. Since the floor is below the base flood elevation, the flood insurance policy increased over 400%! This is not an isolated case. I see this same situation repeatedly. Please, please, contact your flood insurance provider before beginning any construction or renovation project in a flood zone. Discuss the improvements you are planning and find out the impact they will have on you policy.

15 Comments

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6/28/2012 11:36:28 pm

Nice blog about the construction site and the points which are described are also interesting to read. Thanks for the blog post.

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9/13/2012 09:36:50 pm

The information you shared through your post is functional. I admire your work. Wish you all the luck for all your blogging efforts.

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7/18/2012 02:26:04 am

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9/2/2012 07:35:59 pm

Your writing has impressed me. It’s simple, clear and precise. I will definitely recommend you to my friends and family. Regards and good luck

Plehal link

9/3/2012 10:43:52 pm

Flood insurance covers property losses caused by flooding, which is not place at the time of construction must be submitted to the insurance company as part construction safety charges. You point out nice topic

Alisdiar1 link

9/18/2012 06:39:17 pm

Construction work in a flood zones is very difficult and insurance for these places is so important But i think in these eras when we make a building or home then we definitely take a surveyors of land and again for building after some time.Its good for your home or any other.<a href="http://www.alliedmckeon.co.uk/">surveyors in Stoke</a>

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9/30/2012 08:26:13 pm

Thanks for sharing this great article! That is very interesting I love reading and I am always searching for informative information like this.

DerekPatterson link

10/8/2012 11:17:07 pm

The information you shared through your post is functional. I admire your work. Wish you all the luck for all your blogging efforts.

Huntsville Land Surveyor link

10/25/2012 02:56:07 pm

We have many clients who experienced the same. Flood insurance does cost very high on high risk areas but when a catastrophe strikes, you will surely be glad that you had your house insured. Just make sure that you choose a reliable insurance company though. check with you local government regarding their policies and their accredited institutions.

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5/12/2013 01:08:53 pm

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6/5/2013 12:37:55 pm

I have the pretty much the same situation down here in south Florida. I have a lot of client that have bought foreclose houses with illegal additions. Now the city, is going after the new owners to legalize the additions and most are below BFE. They end up demolition the additions, not such a good business for the new owners.

Derek Patterson link

9/21/2013 03:24:25 am

Nice blog about the construction site and the points which are described are also interesting to read. Thanks for the blog post.

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6/5/2017 08:52:06 pm

Happy morning! I am very surprised to read your blog . Exactly matched my thoughts.

Jim link

4/7/2019 09:16:02 am

400%! Wow.

Author

J. Craig Brewer is licensed as a Professional Land Surveyor in the states of Georgia and South Carolina. Craig has over fifteen years of experience as a land surveyor. His areas of focus include Commercial and Residential Land Surveys, Topographic and As-Built Base Map creation, Construction and Industrial surveys, and ALTA-ACSM Land Title Surveys. Craig also write product reviews for Professional Surveyor Magazine.

Construction in Flood Zones

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